Is Noom covered by insurance? In most cases, Noom is not directly covered by insurance. That means you usually can’t just bill your insurance provider and have them pay for it like a prescription or doctor’s visit.
However, there are a few ways you might be able to get reimbursed or use pre-tax health funds to save money on Noom; especially through HSA (Health Savings Account) or FSA (Flexible Spending Account) programs.
Noom insurance coverage: Aetna | Anthem Blue Cross | Blue Cross Blue Shield | Cigna | United Healthcare | Medicare | HSA FSA HRA
Does Your Health Insurance Cover Noom?
Health insurance companies rarely cover Noom directly, but some companies have elected to offer coverage to their employees through Noom One. Here’s what you need to know, especially if you’re with providers like Blue Cross Blue Shield, Aetna, Cigna, Medicare
Aetna:
Aetna doesn’t currently list Noom as a covered weight loss program. However, like BCBS, some employer-sponsored Aetna plans include wellness stipends or HSA options that may let you get reimbursed. Aetna also offers a program called the Aetna Weight Management discount program here, which provides discounts on weight loss programs and products.
Anthem Blue Cross:
Anthem offers wellness programs and discounts like gym reimbursement but doesn’t specifically cover Noom, but if your plan includes lifestyle or health improvement perks, you may be able to get partial reimbursement or use an FSA/HSA.
Blue Cross Blue Shield:
BCBS typically doesn’t cover Noom as a standard benefit, but some regional plans may offer wellness reimbursement programs including a health insurance program called Blue365 which provides discounts on health and wellness and weight loss programs.
Some BCBS plans including Anthem Blue Cross, Blue Shield of California, and Blue Cross Blue Shield of Massachusetts may also offer weight loss reimbursement for the cost of Noom. Check your local BCBS member portal or ask about weight loss or lifestyle support benefits.
Cigna:
Cigna doesn’t directly cover Noom, but some Cigna employer plans offer discounts or reimbursements for weight loss programs through a program called, “Healthy Rewards.” Contact your benefits manager or HR rep to ask about wellness options and potential Noom coverage.
United Healthcare:
Noom isn’t officially covered, but UHC does have wellness benefits and discounts through its Real Appeal program or employer wellness incentives. Noom may be eligible under a HSA or FSA.
Is Noom Covered By Medicare?
While traditional Medicare may cover some specific weight loss treatments like obesity screenings, they do not cover Noom at this time. However, if you’re on a Medicare Advantage Plan, you might want to check with your provider as some offer additional wellness benefits like behavioral counseling and bariatric surgery.
Can You Pay for Noom With HSA, FSA, or HRA?
Even if your insurance doesn’t cover Noom, you may be able to use your FSA, HSA (Health Savings Account), or HRA to pay for the cost of Noom if you have a letter of medical necessity from your doctor, or if your plan specifically includes Noom as a qualifying weight loss program.
It’s best to reach out to your HSA via phone or email to ask whether you can pay with HSA money.
Regardless of Your Insurance Coverage…
I hope your insurance does cover Noom! Specific policies and plans so it’s not a bad idea to contact a representative from your insurance company about whether Noom is covered.
Regardless of coverage, you can try Noom free for 14 days starting with a brief free assessment here, or check our exclusive offers to join for as little as $19 per month.
You can also learn about whether WeightWatchers is covered by insurance here, as maybe it’s better for your needs and lifestyle.
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